Your money, sorted for everyday life.
The no-fuss account for day-to-day spending and getting paid. No monthly fees, a contactless debit card, and instant transfers between First Credit Union accounts.
What's included
Everything you need, nothing you don't.
Contactless debit card
Tap to pay anywhere, add it to Apple Pay or Google Pay, and freeze it instantly if it goes missing.
Instant transfers
Move money between your FCU accounts in seconds, and to other banks within one business day.
Scheduled payments
Set up rent, bills and savings transfers up to 12 months ahead. Set it once, forget about it.
Real-time alerts
Get a tap on your phone the moment money comes in or goes out. No more nasty surprises.
No monthly fees
No account-keeping fees, no minimum balance, and no fee for being a normal human being.
Spending insights
See where your money goes each month, automatically sorted into categories you can rename.
Rates & fees
Plain numbers, no fine print.
Here's exactly what an Everyday Account costs and earns. That's the whole table — there isn't a hidden one.
- Monthly account fee
- $0.00
- Interest on balance
- 0.10% p.a.
- Debit card
- Free
- FCU transfers
- Free · instant
- Overseas card payments
- 1.5%
Rates shown are illustrative for this design preview. See the disclosure statement for current rates and full terms.
Pairs well with
