Home Loan
A home loan with a human on the other end.
Talk to a local lender who's been doing this in your region for years — not a chatbot pretending to be one. Fair rates, honest advice, and a yes or no without the run-around.
6.45%p.a.1-yr fixed, from
$0application fee
Locallending team
Repayment estimator
See roughly what it costs.
Drag to explore. This is an indicative estimate for this design preview — your real rate depends on your deposit, income and the property.
How much are you borrowing?$650,000
$100k$1.5m
Over how many years?30 years
5 yrs30 yrs
Interest rate6.45% p.a.
5.00%9.00%
Estimated weekly repayment
$943
≈ $1,470,361 over the life of the loan
How it works
From first chat to keys in hand.
Get pre-approvedA quick online application tells you what you can borrow — usually same day.
2
Talk to a lenderA real local lender reviews your situation and answers every question, honestly.
3
Make an offerHouse-hunt with confidence, knowing your finance is sorted and your rate is locked.
4
Settle & move inWe handle the paperwork with your solicitor. You handle the moving boxes.
Why borrow with us
On your side, not just on your file.
- No application or early-repayment fees.Pay your loan off faster whenever you can, with no penalty.
- Decisions made locally.A person in your community reads your application — not an algorithm offshore.
- Here if things get tough.If your circumstances change, our hardship team works with you to find a way through.
- Flexible structures.Fixed, floating, or split — plus offset and extra repayments to suit how you live.
Good to know
Home loan questions, answered.
Usually 20%of the purchase price, though we can sometimes lend with less depending on your situation and whether you qualify for a First Home Loan. Talk to a lender — it’s a free chat, not a commitment.